Get a factoring quote without waiting on a sales call first.

Three short steps. Tell us roughly what you invoice each month, how many trucks run under your MC, and what you care about most. We send the request to RTS Financial, a freight factoring company we refer carriers to, and they come back with rates and terms.

We refer carriers to RTS Financial and may be paid for referrals. The quote and the contract come from RTS Financial, not from us, and asking for one doesn't commit you to anything. How we're paid

What happens after you send it

1. We pass your answers to RTS Financial.
2. They contact you about rates, advance and contract terms.
3. You compare it with any other quote and decide. No answer is due.

What RTS Financial publishes

An advance of more than 90% of each invoice within 24 hours, with the rest paid, minus their fee, after the broker pays RTS Financial advanceMore than 90% of the invoice within 24 hours; the rest, minus a fee, after the customer paysRTS Financial FAQ: RTS purchases the invoice at a factoring rate it does not publish and advances more than 90 percent of the total within 24 hours. Once the invoice is paid, RTS sends the remaining balance minus a fee. Final rates and approval depend on underwriting and required contracts.RTS Financial, FAQs, 2026Checked Oct 2026. Their rate itself isn't published, so the quote is where you see it.

Have this handy

Your MC or DOT number, a W-9, one recent rate confirmation with its signed bill of lading, and a list of the brokers you haul for. If you factor today, your current contract, since its notice period decides when you can switch.

NEED LOADS TOO?

Our desk dispatches at 4% for 2+ trucks, 5% for one. You approve every load.

Apply for dispatch

Why ask for invoice volume?

Factoring rates usually depend on how much you factor and how good your brokers' credit is. A ballpark number lets the quote start close to what you'd actually pay, instead of a headline rate that changes after underwriting.

Already under contract?

Say so in step 2. Read your notice period and any early exit fee before you sign anything new. Our guide to factoring contracts and buyouts walks through it.

Get a factoring quote without waiting on a sales call first.

Your invoices

Why ask for invoice volume?

Already under contract?